Young, Beginning, and Small Farmer Programs

Farm Credit Midsouth’s Board of Directors understands that young, beginning and small farmers are vital to the economic health of our rural communities and represent the future of agriculture, and therefore, adopted several programs to assist young, beginning and small farmers in entering and remaining in the farming profession.

Who are Young, Beginning or Small Farmers?

Our special programs are designed for customers who meet at least one of the following criteria:

• Young – 35 years of age or younger
• Beginning – Less than 10 years agricultural experience
• Small – Farm production is less than $250,000 annually

Unique programs offered to young, beginning and small farmers
 

• Special Underwriting Program for young, beginning and small farmers – Farm Credit Midsouth has relaxed underwriting standards on loans for agricultural purposes to young, beginning and small farmers.
• Youth Loan Program provides loans up to $2,500 to FFA or 4-H members for agricultural income projects at cost.
• Continuing Education Program for young, beginning and small – Young or beginning farm customers will be reimbursed up to 50% of the cost (not to exceed $250.00), when they attend business, production, financial management or agricultural leadership development programs that will help them in their farm business.

Farm Credit Midsouth does not discriminate in any credit transaction on the basis of race, color, national origin, sex, marital status, age, public assistance income, or because a right was exercised under the Consumer Credit Protection Act

.