Agricultural Financing
Farm Credit Midsouth is to agribusiness what water is to your crops. Water is a necessary, valued resource to a farmer. Your financial resources should be just as reliable. Just as your yields are maximized by an efficient irrigation system, your business will thrive with sound, organized financial services. And nowadays, you need more than just a lender.
By our name alone you might assume that Farm Credit Midsouth offers a variety of loan and lease products - and we do. But, we're a good deal more than loans. We specialize in total agricultural financial management.
We understand the unique financial needs of an agri-business. We can cover your farm and your family with one of the most comprehensive insurance policies available, held by an experienced, financially sound carrier. Through our alliances, we can assist you with our financial concerns as well, putting you in touch with trusted financial advisors, agri-real estate management professionals, and sales and consulting services. You may even be eligible for Farm Credit Midsouth low-interest credit card.
Read on to learn more about Farm Credit Midsouth, who we are, what we do, and why you should give us a call.
MORE THAN JUST A LENDER
| Loan/Service |
Description |
Advantage |
| Home Mortgage Loans
|
- Home buying, Building,
Remodeling, Refinancing
|
- Adjustable and fixed rates
- Single loan for home and acreage
- Interest-earning Funds Held option
- No balloon payments
- Optional automatic payment transfer
|
| Installment Loans |
- Farm equipment and machinery
- Breading livestock
- Irrigation systems
- Vehicles
|
- Fixed, adjustable or variable rates
- Terms up to 10-years
- No Prepayment penalties
- Interest rate conversion option
- Interest-earning Funds Held option
|
| Agriculture/ Real Estate Loans |
- Land
- Land improvements
- Buildings and Facilities
|
- Fixed, adjustable or variable rates
- 5 to 30-year terms
- Interest rate conversion option
- interest-earning Fund Held option
|
| Leasing Services |
- New and used equipment
- New and Used vehicles
- Irrigation systems
- Facilities
|
- Tax deductions
- Renewal, purchasing options
- Customers can choose their dealer and negotiate price
|
| Credit Line / Operating Loans |
- Operating purchases
- Revolving lines of credit
- Poultry
- Feeder Livestock
|
- Pre-approved line of credit
- Checkbook convenience
- Immediate buying power
- Access to funds 24 hours a day
- Interest charged only on funds spent
|
| Real Estate Appraisals |
- Top quality real estate appraisals performed by certified appraisers
|
|
If you have a question or would like more information,
please contact us or call 1-800-444-FARM.
|
